We applied to a different bank, and we were denied. The only plausible reason I can think of is that it's because we're Americans. We'd been lucky since moving here, since until this denial, we'd never been denied much of anything.
I guess we should count ourselves lucky that our current bank accepted us at all (even if they are now jacking up their fees). The FATCA continues to complicate the lives of those of us living abroad.
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